A popular saying reads ‘If you are afraid to fail, then you should go and become a banker’. Even though this statement is partly true, the fact is that it is not easy to land a bank job. It is a dream comes true for many candidates in India as they strive hard to crack bank examinations. Here are some tips that will help with bank exam preparation:
How to Prepare for Bank Exams?
- You should develop a very good speed if you wish to crack any bank exam
- Solve as many questions as possible before the examination as practice is the key to succeed and to improve speed.
- When you are in the examination hall, just pick up and solve easier questions first and then you can move on to tough ones.
- Some sections might take lesser time for you to solve. Just begin with such sections.
- It is better not to stick yourself in the reasoning section as this is the section that takes huge time to solve for most test takers.
Another crucial factor is to develop a good command over the English language. The reason is that when you are good at English, it will surely make a difference. For instance, if you have a good command over English, you can read the questions faster in reasoning and mathematics question. This will help you attempt more questions. In general, candidates scoring in the range of 125-140 get the final interview call for placement.
In short, candidates should first select sections that they are good at. They should develop their reasoning skills and finally, they should work to improve their English.
Bank Exam Preparation: Section-Based Tips
Here are some section-based tips that will help candidates for the bank exam preparation:
English language: When it comes to developing English language skills, it is important that candidates preparing for bank exams should pay attention to four sections and they are reading, English usage, grammar, and vocabulary. Here, vocabulary and reading comprehension are generally connected to each other as meanings and opposites are generally asked in the test from the given passage.
Quantitative or numeric aptitude: In this section, the data interpretation and arithmetic are crucial parts. The questions for this section based on numerical series and simplification also shares equal weighting. In addition, there will be a couple of questions from menstruation as well. So, when preparing for bank exams, candidates should pay attention to these areas.
Reasoning ability: When it comes to reasoning ability, input-output, coding-decoding, blood relations, seating arrangement, syllogisms, mathematical inequalities, and puzzle test are important. Nevertheless, logical reasoning questions like statement-course, statement-argument, statement-assumption, and statement-conclusion should never be neglected.
Computer knowledge: If you wish to score in questions that test your computer knowledge, it is better to develop your knowledge in the following areas:
- Basic computer hardware knowledge
- Fundamental computer terminologies
- Web knowledge and protocols
- History of programming languages and computers
- Fundamentals of networking
- Acronyms and abbreviations
- Security tools and cyber security
- Software packages and their usage
- Keyboard shortcuts
General and Banking/Financial Awareness:
Most candidates find that the syllabus for this section is vague. But, you can prepare yourself for this section on the basis of the topics given below for utmost usefulness:
For the general awareness, you can prepare for the following topics:
- International organizations
- Books and Authors
- Science and technology projects
- Sports tournament
- Government welfare schemes and initiatives
- International conferences and summits
- Awards and prizes
- New appointments and who is who
The topics that you should pay attention in your preparation process of fiscal/banking awareness are listed below:
- Banking operations
- Financial market developments
- Banking and financial terminologies
- Regulatory framework
- Indian banking system
- Macroeconomic indicators
- Fiscal and monetary policy announcements
How to Crack Bank Exam:
With your intention to crack the examination, you should start your bank exam preparation well and here are some tips that will help you with the preparation process.
Plan properly: The first thing you should do even before you start the preparation process is to make a proper plan for your preparation. You should understand your weak areas and you should schedule more time for those weak areas in your plan preparation process.
Keep yourself updated: This is something highly important and to keep yourself updated, you should read magazines, and newspapers on a regular basis. Particularly, read news related to finance and banking industry. The test will have questions to test your knowledge about these industries.
Topic-wise preparation will help: You might think that you can skip one topic and concentrate well on others. But, it is important to focus on each and every topic given in the syllabus. The reason is that questions can be from any topic. Make sure that you get an idea about the type of questions under each section with the help of past bank exam question papers.
Convert your general knowledge as a tool: You might already know that general knowledge is one of the subjects that will gain you good marks in banking exams. You should gain general knowledge by reading newspapers on a daily basis. You can also strengthen yourself with some latest magazines and general knowledge books. When you read newspapers and magazines for general knowledge purpose, pay more attention to topics like film & television, political news, business news, sports, banking awareness, and current events.
Proper time management is important: Practice will help you in improving your time. Time management is something highly important right from your bank exam preparation process. With the regular practice, you can reduce the time that you take for solving each question.
Mock tests will help: If you wish to really understand the time that you take to solve the entire banking examination, the best thing you can do is to take up mock tests online. These tests will also help you in understanding whether you have covered the entire syllabus. Solving mock test will give you a decent idea about the paper.
Revisions are equally important: Not just preparation, you should revise all the subjects once again before the examination. When you revise focus more on weak sections.
Follow the appropriate diet and stay tension free: When the exam is on the following day, you should take a light diet and do not stay too much nervous. Get enough sleep and drink plenty of water to avoid dehydration. Just calm yourself up and make sure that the hall ticket and other things required for the examination are kept ready so that there will not be any rush when you start for the examination centre the next morning.
Perform like a hero when entering the examination hall: This means that you should have full confidence in you when entering the examination hall. This will help you face the examination with utmost enthusiasm. Just begin with the section in which you are confident and also concentrate on the section on which you have the utmost confidence. Also, make sure that the section you choose does not consume much of your time.
Best Book for Banking Exam Preparation:
You will find many books that will help you with bank exam preparation in the market. But, make sure that you select the best books. You can take help from candidates, who have successfully cleared the bank examination earlier about the books they used for bank exam preparation.
What Capabilities will Help You Succeed in Bank Exams?
The first and foremost quality is that you should be good at calculations. Then, you should keep yourself up-to-date with current affairs. You should have a good command over English.
How to Score Good Marks in the Written Test?
It is a personal decision you will have to arrive at. In case, I take up the examination, I will feel comfortable about instigating the examination with the section that is easier for me. I will choose the section that will help me complete the test with utmost accuracy. My sequence of sections will be General awareness first. Then, I will move on to English, then to mathematics and finally go with reasoning section.
The reason is that I feel personal that I can complete the general awareness section quickly, and then I can complete English with some speed, even though it will not be up to the speed of general awareness, but I can manage this section. Then, I will move on to the other two sections. So, it is your responsibility to figure out your convenient area and you should start with it and you should also identify the sequence that will be comfortable for you. You can decide this only by taking many mock tests.
There is no specific cut-off mark for most bank exams. The calculation is on an aggregate basis. Candidates have the option to take the test either in Hindi or in English. In the case of a candidate appearing in Hindi with good command over mathematics and reasoning, but he/she is not good in English, he/she will have to struggle to clear the bank examination.
The reason is that scoring 130-140 marks will be a tough task without being at least average in English. In the case of candidates taking up the test in Hindi, he/she should have an average English knowledge. Of course, being good at English will make a big difference for sure.
Aspiring candidates with great interest towards banking sector should develop a good reading habit on a regular basis. They should read current affairs from magazines and newspapers.